Property in Spain

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Spanish Property in Spain
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Initial Steps

Before you start looking for a property there are some initial steps you should take to make the process easier. First of all you have to think about the financial aspect of buying a new property. This includes determining how much you can budget or are willing to pay. If you are thinking about getting a mortgage you should also take into consideration the length of the mortgage, interests and monthly payments. In most new developments the promoters offers a pre-arranged mortgage of between 60-80% of the property price but this is not always the best option and it is a good idea to talk to another bank. If you want to use a Spanish bank to finance the purchase we can help you with the initial contact and recommendations.

After determining approximatley how much you want to budget on a property you need to make some basic decisions about where you want to buy and what type of property you are looking for (i.e. apartment, villa, townhouse, etc.). When selecting the location for your future home in Spain, factors such as friends already living in the area, hobbies available (i.e. golf, the sea) or experience from previous vacations are important but not the only things to be aware of (especially if you are going to live in the area all year around). Location and the type of property has a great influence on the total price. If you don't have a basic knowledge of price ranges for off plan properties in Spain you can search through our Spanish Property database of more than 254 different developments all over Spain to get an initial idea.

Finally, we suggest you create a list prioritizing your needs and wants in your new property before you begin actually looking. This can include size of the property, price range, number of rooms, facilities included, views, access, orientation, investment value, distance to facilities in the surrounding area, etc. Once you have created such a list it is a good idea to review before actually visiting a property. This will save you a lot of time not having to look at properties which do not comply with your basic needs. When you have done the initial preparation you will be ready to start looking at different new developments and property promotions.

OppSpain can offer you a personalized and professional service and we will be happy to help you set up a Customized Property Inspection trip to Spain to visit Spanish properties according to your requirements.

For more buying advice see our Free Spanish Property Buyers Guide.

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